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THIS SESSION · FINTECH · MONEY TOOLS

Calm Sea vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Calm Sea compared with Degroshi
DetailCalm Sea logo Calm SeaDegroshi logo Degroshi
What it doesYour complete financial picture, finally clear Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inAU UA
Pricing modelFreemium Not given
PricingSimple: free; Everyday Users: $9/month or $89/year Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Visual-first design with charts instead of spreadsheets
  • Asset projections and growth forecasting
  • Real-time scenario testing with variable adjustment
  • Cash flow analysis and planning
  • Retirement drawdown planning
  • Loan repayment calculators
  • Contributions calculator
  • Data saved to account for Everyday Users plan
  • Opportunity spotting for underperforming assets
  • Table view for detailed year-by-year data
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • No bank account linking required—entirely manual entry keeps data private
  • Real-time projection updates as you change assumptions
  • No jargon or complex setup required
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)26 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)230
Citation Flow (Majestic)220
Referring domains (Majestic)930

5 details filled in for both companies.

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