Calm Sea vs Maali
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Calm Sea compared with Maali
| Detail | 
Calm Sea | 
Maali |
|---|
| What it does | Your complete financial picture, finally clear
| Private personal finance app that runs entirely on your computer
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | AU
| Not given
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| Pricing model | Freemium
| Free trial
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| Pricing | Simple: free; Everyday Users: $9/month or $89/year
| Free for 30 days, then $99 USD once (includes all future updates)
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| Key features | - Visual-first design with charts instead of spreadsheets
- Asset projections and growth forecasting
- Real-time scenario testing with variable adjustment
- Cash flow analysis and planning
- Retirement drawdown planning
- Loan repayment calculators
- Contributions calculator
- Data saved to account for Everyday Users plan
- Opportunity spotting for underperforming assets
- Table view for detailed year-by-year data
| - Transaction import from bank statements (CSV) or SimpleFIN
- Automatic transaction categorization that learns from corrections
- Monthly spending analysis by category with cash flow
- Local AI analyst for insights and anomaly detection
- Works offline without internet connection
- Supports Mac (Apple Silicon M1+) and Windows 10 & 11
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| What makes it different | - No bank account linking required—entirely manual entry keeps data private
- Real-time projection updates as you change assumptions
- No jargon or complex setup required
| - All data and AI analysis run locally on your computer with no cloud servers or tracking
- Works completely offline and requires no account or login
- One-time $99 purchase with all future updates included
- Automatic transaction categorization that learns from user corrections
- Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 26 ▼ −1 (down) since last check | 3 ▼ −1 (down) since last check |
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| Trust Flow (Majestic) | 23 | 8 |
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| Citation Flow (Majestic) | 22 | 23 |
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| Referring domains (Majestic) | 93 | 26 |
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5 details filled in for both companies.
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