Simple: free; Everyday Users: $9/month or $89/year
Free: one upload (up to 10 PDF pages). Pass: $7 one-time (1 upload, up to 100 pages). Pro: $12/month or $144 billed yearly (100 pages per month, ~20 statements). Business: $31/month or $372 billed yearly (500 pages per month, ~100 statements, $0.08 per extra page, REST API access).
Key features
Visual-first design with charts instead of spreadsheets
Asset projections and growth forecasting
Real-time scenario testing with variable adjustment
Cash flow analysis and planning
Retirement drawdown planning
Loan repayment calculators
Contributions calculator
Data saved to account for Everyday Users plan
Opportunity spotting for underperforming assets
Table view for detailed year-by-year data
AI transaction categorization into spending categories
Recurring subscription detection and listing
Income versus expenses breakdown
Spending analysis by category with charts
Export to CSV and Excel formats
OCR support for scanned PDFs and photos
Works with any bank globally
Balance verification to the cent
REST API for developers
What makes it different
No bank account linking required—entirely manual entry keeps data private
Real-time projection updates as you change assumptions
No jargon or complex setup required
Bank statement PDF deleted immediately after analysis for privacy
Works with any bank and accepts PDFs, scans, and phone photos
14-day money-back guarantee on all paid reports
Independent EU-based operator with no VC funding or corporate parent
Calm Sea
mybankstatementanalysis