Calm Sea vs Outlayr
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Calm Sea compared with Outlayr
| Detail | 
Calm Sea | 
Outlayr |
|---|
| What it does | Your complete financial picture, finally clear
| Track every expense in one sentence
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | AU
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Simple: free; Everyday Users: $9/month or $89/year
| Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
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| Key features | - Visual-first design with charts instead of spreadsheets
- Asset projections and growth forecasting
- Real-time scenario testing with variable adjustment
- Cash flow analysis and planning
- Retirement drawdown planning
- Loan repayment calculators
- Contributions calculator
- Data saved to account for Everyday Users plan
- Opportunity spotting for underperforming assets
- Table view for detailed year-by-year data
| - Log purchases by voice, text, or receipt photo
- Supports 165 currencies with historical exchange rates
- Budget tracking with overspend alerts
- Savings goals with monthly targets
- Split transactions across categories
- Multi-account tracking with transfers
- Spending insights and trends
- Offline entry logging without internet
- Export data as CSV or full archive
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| What makes it different | - No bank account linking required—entirely manual entry keeps data private
- Real-time projection updates as you change assumptions
- No jargon or complex setup required
| - Type expenses as one sentence instead of filling multiple form fields
- All data stored on your phone by default with optional sync
- Open source code available on GitHub under GPL and AGPL licenses
- Buy Pro once for $129.99 instead of subscribing
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 26 ▼ −1 (down) since last check | 3 ▲ +3 (up) since last check |
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| Trust Flow (Majestic) | 23 | 0 |
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| Citation Flow (Majestic) | 22 | 0 |
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| Referring domains (Majestic) | 93 | 0 |
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6 details filled in for both companies.
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