| Key features | - AI-powered digital loan application with 3x higher conversion rates
- 24/7 AI loan assistant responding within 2-3 minutes
- Automated KYB checks analyzing 40+ compliance items
- Document analysis for 100+ document types
- 30+ native integrations with data providers
- E-Tran integration for direct SBA submission
- Real-time applicant portal for loan tracking
- Automated document collection and secure storage
- Historical loan analytics comparing against 30 years of data
- SOC2 certified with audit logs and compliance monitoring
| - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
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| What makes it different | - Reduces loan cycle time by 5 days through AI document analysis
- Built specifically for regulated banking with compliant AI and humans-in-the-loop
- Prequalifies applicants in 5 minutes with automatic information prefill
- Go live as fast as 2 weeks
- Trusted by FDIC-insured banks and top 10 US banks
| - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
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