Cenno vs Finzen
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Cenno compared with Finzen
| Detail | 
Cenno | 
Finzen |
|---|
| What it does | Offline expense tracking for iPhone and iPad with no account or ads
| The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
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| Stage | Not given
| MVP
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| Founded | Not given
| 2020
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| Based in | Not given
| DE
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| Pricing model | Freemium
| Free trial
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| Pricing | Free tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase.
| Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
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| Key features | - Quick entry with amount keypad and expressions like 24+3.5
- 13 categories with sub-categories and 128 icons
- Unlimited records, categories and icons
- Budgets with rollover and daily allowance
- Net worth and credit card tracking with reconcile
- Piggy bank with streaks and badges
- iCloud sync between devices
- Free export and backup
- Statement import from banks, Alipay and WeChat Pay (Pro)
- Receipt photo storage on device
| - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
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| What makes it different | - No account required and data stays on your device or in your own iCloud
- Free tier is the complete ledger with unlimited records and no time limit
- No ads, no upsell and no notifications
- All data processing happens on your device
- Lifetime Pro purchase option available
| - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 14 ▼ −1 (down) since last check | 16 ● no change since last check |
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| Trust Flow (Majestic) | 6 | 11 |
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| Citation Flow (Majestic) | 20 | 20 |
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| Referring domains (Majestic) | 19 | 16 |
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5 details filled in for both companies.
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