Skip to main content
FYNORALAUNCH home

THIS SESSION · FINTECH · MONEY TOOLS

Cenno vs My Money Train

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Cenno compared with My Money Train
DetailCenno logo CennoMy Money Train logo My Money Train
What it doesOffline expense tracking for iPhone and iPad with no account or ads Know what you can spend right now with a simple visual spending pace
StageNot given Startup
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase. Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
Key features
  • Quick entry with amount keypad and expressions like 24+3.5
  • 13 categories with sub-categories and 128 icons
  • Unlimited records, categories and icons
  • Budgets with rollover and daily allowance
  • Net worth and credit card tracking with reconcile
  • Piggy bank with streaks and badges
  • iCloud sync between devices
  • Free export and backup
  • Statement import from banks, Alipay and WeChat Pay (Pro)
  • Receipt photo storage on device
  • Live spending balance that updates continuously as time passes and purchases are made
  • Multiple spending trains for different expense categories
  • Visual train metaphor showing ahead or behind status
  • Home Screen widget for quick balance checking
  • Transaction history and spending reports
  • Shared trains for household spending management
  • iCloud sync for seamless data synchronization
  • CSV export for data analysis
  • Custom visual themes
What makes it different
  • No account required and data stays on your device or in your own iCloud
  • Free tier is the complete ledger with unlimited records and no time limit
  • No ads, no upsell and no notifications
  • All data processing happens on your device
  • Lifetime Pro purchase option available
  • Answers the immediate question of what you can spend right now instead of providing only a monthly total
  • Progress carries forward across months instead of resetting at month-end
  • Simple interface with one live number instead of complex spreadsheets or multiple categories
  • Free version available with core features to test the method before upgrading
Community votes00
DR (Domain Rating by Ahrefs)14 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)2021
Referring domains (Majestic)196

5 details filled in for both companies.

More alternatives to Cenno More alternatives to My Money Train

Help centre