Offline expense tracking for iPhone and iPad with no account or ads
Your money, across borders
Stage
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Founded
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Based in
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ID
Pricing model
Freemium
Freemium
Pricing
Free tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase.
Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Key features
Quick entry with amount keypad and expressions like 24+3.5
13 categories with sub-categories and 128 icons
Unlimited records, categories and icons
Budgets with rollover and daily allowance
Net worth and credit card tracking with reconcile
Piggy bank with streaks and badges
iCloud sync between devices
Free export and backup
Statement import from banks, Alipay and WeChat Pay (Pro)
Receipt photo storage on device
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
What makes it different
No account required and data stays on your device or in your own iCloud
Free tier is the complete ledger with unlimited records and no time limit
No ads, no upsell and no notifications
All data processing happens on your device
Lifetime Pro purchase option available
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync
Cenno
Nomad Flow