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Cenno vs The Silo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Cenno compared with The Silo
DetailCenno logo CennoThe Silo logo The Silo
What it doesOffline expense tracking for iPhone and iPad with no account or ads Budgeting and debt payoff planner with no bank linking and no data selling
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase. Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
  • Quick entry with amount keypad and expressions like 24+3.5
  • 13 categories with sub-categories and 128 icons
  • Unlimited records, categories and icons
  • Budgets with rollover and daily allowance
  • Net worth and credit card tracking with reconcile
  • Piggy bank with streaks and badges
  • iCloud sync between devices
  • Free export and backup
  • Statement import from banks, Alipay and WeChat Pay (Pro)
  • Receipt photo storage on device
  • Avalanche, snowball, or custom debt payoff order
  • Projected debt-free date
  • Financial forecasting up to ten years out
  • Overdraft warnings months in advance
  • Bank and credit card statement upload
  • No bank account connection required
  • Two-factor authentication and encryption
  • Consolidation offer calculator
  • Household sharing of financial books
What makes it different
  • No account required and data stays on your device or in your own iCloud
  • Free tier is the complete ledger with unlimited records and no time limit
  • No ads, no upsell and no notifications
  • All data processing happens on your device
  • Lifetime Pro purchase option available
  • No bank account linking – you enter numbers, not credentials
  • Price locked in for life – no rate increases
  • Reads bank statements to eliminate manual data entry
  • Actual debt-free date instead of vague projections
  • Warns of overdrafts months before they happen
Community votes00
DR (Domain Rating by Ahrefs)14 −1 (down) since last check10 no change since last check
Trust Flow (Majestic)622
Citation Flow (Majestic)2012
Referring domains (Majestic)192

4 details filled in for both companies.

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