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CigalPay vs TaksitAI

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

CigalPay compared with TaksitAI
DetailCigalPay logo CigalPayTaksitAI logo TaksitAI
What it doesCryptocurrency payment gateway with rate-locked checkout, payment links and API The decisioning layer for lending that orchestrates data, models and policies into real-time decisions
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingPay-As-You-Go: 1% per transaction, no monthly fee. Pro: $49/month plus 0.5% per transaction. Custom: custom pricing for high-volume merchants. No setup fees. Not given
Key features
  • Accept 10 cryptocurrencies directly including Bitcoin, Ethereum, Solana, Polygon, Tron and USDT
  • Rate-locked checkout with 30-minute price guarantee
  • WooCommerce and PrestaShop plugins with no-code setup
  • Payment links with QR codes
  • Automatic coin conversion for unsupported cryptocurrencies
  • Crypto refunds and payouts
  • Automatic payment forwarding to merchant wallet
  • Model orchestration - combine and run multiple risk models together
  • Policy engine - configure and manage credit rules without hard-coding
  • Data orchestration - connect multiple data sources (bureaus, banking, KYC, fraud, alternative data)
  • Explainable decisions with complete audit trails and reason codes
  • REST API and webhook integration without replacing core systems
  • Real-time decision routing (approve, decline, review, manual routing)
  • Decision snapshot preservation capturing exact data, models and policy state
What makes it different
  • Rate-locked prices for 30 minutes prevent payment errors
  • Transparent pricing with no setup fees and no monthly requirement
  • Payouts within 24 hours on Pro plan and 1-2 working days on Pay-As-You-Go
  • Official WooCommerce and PrestaShop plugins require no coding
  • Keep existing models and policies - no black box replacement required
  • Integrate via API without disrupting or replacing core systems
  • Every decision fully explainable with complete audit trail and reason codes
  • Built from 15+ years of lending infrastructure experience
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)65
Citation Flow (Majestic)114
Referring domains (Majestic)31

3 details filled in for both companies.

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