Clear Budget vs CosmicTao
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Clear Budget compared with CosmicTao
| Detail | CB
Clear Budget | C
CosmicTao |
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| What it does | Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
| Bazi charts, I Ching readings, compatibility tools, and bilingual metaphysics library
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| Stage | Not given
| Startup
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| Founded | Not given
| 2025
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| Based in | Not given
| Not given
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| Pricing model | Freemium
| Freemium
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| Pricing | Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
| Free core Bazi chart and I Ching readings; paid PRO Reports include advanced features like luck pillars, annual cycles, synastry, and spirit stars.
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| Key features | - Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
- 27 currencies with live exchange rate conversion
- Exact contract dates and date ranges for income and expenses
- Automatic proration for partial periods
- Savings goals, emergency fund and investment growth tracking
- Financial picture showing income, expenses, what's left, goals and remaining balance
- No bank connection required
- Use without creating an account
- Bitcoin as a supported currency
- Multiple budgets and combined financial picture with Plus subscription
| - Bazi Four Pillars calculator with True Solar Time correction
- Day Master and Ten Gods analysis
- I Ching digital coin oracle with 64 hexagrams
- Synastry compatibility reports
- Wish Sanctuary public wall
- Bilingual library and dictionary
- Palmistry reading tool
- AI-assisted report explanations
- Lunar calendar and Jieqi solar-term calculations
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| What makes it different | - Built specifically for irregular income and contract work, not traditional monthly salaries
- Accurate frequency conversion that treats biweekly and twice-monthly as distinct
- Per-row currency support allowing mixed currencies in one budget
- Privacy by design with no bank connection or automatic data sync
- Designed for people whose finances don't fit simple monthly templates
| - True Solar Time correction for hour pillar accuracy
- Bilingual interface in English and Chinese
- Community wish rituals with public wall
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 1 |
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| Citation Flow (Majestic) | 4 | 17 |
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| Referring domains (Majestic) | 1 | 7 |
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5 details filled in for both companies.
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