| What it does | Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
| DIY retirement and financial planning with full tax detail and Claude AI assistance
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Freemium
| Freemium
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| Pricing | Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
| Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
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| Key features | - Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
- 27 currencies with live exchange rate conversion
- Exact contract dates and date ranges for income and expenses
- Automatic proration for partial periods
- Savings goals, emergency fund and investment growth tracking
- Financial picture showing income, expenses, what's left, goals and remaining balance
- No bank connection required
- Use without creating an account
- Bitcoin as a supported currency
- Multiple budgets and combined financial picture with Plus subscription
| - Tax modeling down to lot-level cost basis with capital gains stacking
- Income tax calculation for 41 states and DC with local tax support
- Social Security modeling with earnings test and spousal benefits
- Monte Carlo analysis with thousand trials from real market history
- Claude AI integration for plan building and analysis
- Roth conversion and withdrawal optimizer
- Multi-scenario comparison with detailed scenario diffing
- Real estate modeling with depreciation and rental property analysis
- Family and household modeling with marriage, children, and moves
- Income tracking for salary, RSUs, pensions, and Social Security
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| What makes it different | - Built specifically for irregular income and contract work, not traditional monthly salaries
- Accurate frequency conversion that treats biweekly and twice-monthly as distinct
- Per-row currency support allowing mixed currencies in one budget
- Privacy by design with no bank connection or automatic data sync
- Designed for people whose finances don't fit simple monthly templates
| - Tax-focused planning engine that models actual tax impacts at lot level
- Claude AI integration that builds and updates plans via conversation
- Free core planner with optional paid Claude connector tier
- Variable spending model that adapts annually based on portfolio performance
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 1 |
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| Citation Flow (Majestic) | 4 | 19 |
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| Referring domains (Majestic) | 1 | 29 |
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FinZot