Clear Budget vs OnTrack Money

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Clear Budget compared with OnTrack Money
Detail	Clear Budget	OnTrack Money
What it does	Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets	Simple zero-based budgeting for spending clarity
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	US
Pricing model	Freemium	Freemium
Pricing	Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).	Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.
Key features	Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods 27 currencies with live exchange rate conversion Exact contract dates and date ranges for income and expenses Automatic proration for partial periods Savings goals, emergency fund and investment growth tracking Financial picture showing income, expenses, what's left, goals and remaining balance No bank connection required Use without creating an account Bitcoin as a supported currency Multiple budgets and combined financial picture with Plus subscription	Zero-based budgeting method Manual transaction tracking Intelligent recommendations for tracking Recurring line items Search across transactions and budget items Export to CSV or XLSX Cross-device sync
What makes it different	Built specifically for irregular income and contract work, not traditional monthly salaries Accurate frequency conversion that treats biweekly and twice-monthly as distinct Per-row currency support allowing mixed currencies in one budget Privacy by design with no bank connection or automatic data sync Designed for people whose finances don't fit simple monthly templates	Built on simplicity by design, avoiding bloated features most people don't use Free plan includes core budgeting without paid features Works seamlessly across iOS, iPad, and web with real-time sync
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	7 +2 (up) since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	4	13
Referring domains (Majestic)	1	1

5 details filled in for both companies.

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