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Clear Budget vs The Silo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Clear Budget compared with The Silo
Detail Clear BudgetThe Silo logo The Silo
What it doesFree budget calculator for irregular income, multiple pay schedules and multi-currency budgets Budgeting and debt payoff planner with no bank linking and no data selling
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month). Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
  • Avalanche, snowball, or custom debt payoff order
  • Projected debt-free date
  • Financial forecasting up to ten years out
  • Overdraft warnings months in advance
  • Bank and credit card statement upload
  • No bank account connection required
  • Two-factor authentication and encryption
  • Consolidation offer calculator
  • Household sharing of financial books
What makes it different
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
  • No bank account linking – you enter numbers, not credentials
  • Price locked in for life – no rate increases
  • Reads bank statements to eliminate manual data entry
  • Actual debt-free date instead of vague projections
  • Warns of overdrafts months before they happen
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check10 no change since last check
Trust Flow (Majestic)022
Citation Flow (Majestic)412
Referring domains (Majestic)12

4 details filled in for both companies.

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