Free accounting software for freelancers and small businesses
AI Finance Operations platform for European SMEs
Stage
Not given
Startup
Founded
Not given
2026
Based in
NL
Not given
Pricing model
Free
Contact for pricing
Pricing
Gratis (€0/month) for individuals with unlimited invoicing, bank transactions, all features and chat support. €5 excluding VAT per client administration per month for accountants and bookkeeping offices.
Not given
Key features
Unlimited invoice generation
Automatic bank linking
Automatic transaction categorization
Receipt scanning and recognition
Quarterly VAT filing automation
Kilometer tracking
Hour tracking
Chat support included
Real-time financial dashboard
Accountant invitation and access
AI-driven invoice processing with automatic data extraction, validation and categorization
Automated accounts payable with invoice intake, approval workflows and payment preparation
Accounts receivable monitoring with overdue invoice identification and automated follow-up
Automatic bank reconciliation that matches transactions and detects discrepancies
Finance workflow automation across systems, teams and approval steps
Cash flow forecasting with real-time visibility of financial obligations
AI Finance Assistant for natural language queries about financial data
Process optimization that identifies inefficiencies and recommends improvements
Multi-currency support and integration with European banking via SEPA and Open Banking
Full audit trails and transparent AI actions with human approval controls
What makes it different
Completely free with no limits or hidden costs
Automatically processes up to 87% of administrative tasks
Works with all major Dutch banks
No subscription or credit card required
All features included in free plan
Full finance operations stack in one platform, not point solutions like Agicap or Pennylane
Built specifically for European SMEs with multi-language and country-specific compliance support
Reduces invoice-to-payment cycles from days to hours
AI that acts autonomously, not just analyzes
SME-first design that scales up, not down from enterprise systems
Cleverboek
OPERAFI