Daily Banking: Tree plan with €9.50 minimum monthly fee, €0.25 euro-zone pay-out, €20 cross-border payments. Forest plan with €295 minimum monthly fee, €0.04% euro-zone pay-in and pay-out (1-200€). Jungle plan with €490 minimum monthly fee, €0.1% minimum €2 euro-zone pay-in. Card issuing from €25, m
3.9% + $0.50 per transaction, includes complete Merchant of Record service, global tax and compliance, billing and subscriptions, and agent-ready checkout
Key features
IBAN accounts with multicurrency support
SEPA instant and SCT payments
Cross-border and SWIFT payments
Currency exchange in 80+ currencies
Virtual and physical debit cards
Card acquiring for VISA and Mastercard
Open banking with fast direct bank transfers
Recurring payment subscriptions
White-label digital wallets
Compliance and fraud prevention built-in
Payment links and hosted checkout with no integration required
Recurring subscriptions with weekly, monthly, or annual billing
Automated tax calculation and filing for sales tax, VAT, and GST
Merchant of Record compliance on every transaction
Direct bank payouts with no reconciliation required
AI agent checkout on same payment link
Compliant invoice and receipt generation
Per-transaction pricing with no monthly or setup fees
What makes it different
Single set of APIs for all financial services
Pan-European EMI license covering entire EEA
8 seconds average automated onboarding
Compliance handling included in service
ISO 27001 and ISO 22301 certified security
Only platform enabling AI agents and humans to purchase through the same payment link
Complete Merchant of Record service handling all tax compliance and payouts
Zero-integration payment link that works in websites, READMEs, and direct messages
Transparent per-transaction pricing with no hidden monthly fees