Daily Banking: Tree plan with €9.50 minimum monthly fee, €0.25 euro-zone pay-out, €20 cross-border payments. Forest plan with €295 minimum monthly fee, €0.04% euro-zone pay-in and pay-out (1-200€). Jungle plan with €490 minimum monthly fee, €0.1% minimum €2 euro-zone pay-in. Card issuing from €25, m
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Key features
IBAN accounts with multicurrency support
SEPA instant and SCT payments
Cross-border and SWIFT payments
Currency exchange in 80+ currencies
Virtual and physical debit cards
Card acquiring for VISA and Mastercard
Open banking with fast direct bank transfers
Recurring payment subscriptions
White-label digital wallets
Compliance and fraud prevention built-in
White-label wallets, cards and accounts
Custodial, non-custodial and MPC wallet options
Four payment rails: SEPA Instant, cards, stablecoin and e-money
KYC, AML and travel rule compliance built-in
Multicurrency ledger supporting EUR, USD, GBP and stablecoin
2-second settlement time for Aurea Pay
Programmable yield vaults with audit trails
Tokenized RWA including treasuries, funds and receivables
Cross-border payments with 27+ corridors
Card issuing with 3DS and rewards
What makes it different
Single set of APIs for all financial services
Pan-European EMI license covering entire EEA
8 seconds average automated onboarding
Compliance handling included in service
ISO 27001 and ISO 22301 certified security
First 100% EU-native infrastructure for on-chain finance
Unified API replacing multiple vendor integrations
Compliance and audit perimeter built at platform layer
ConnectPay
Aurea Hub