Daily Banking: Tree plan with €9.50 minimum monthly fee, €0.25 euro-zone pay-out, €20 cross-border payments. Forest plan with €295 minimum monthly fee, €0.04% euro-zone pay-in and pay-out (1-200€). Jungle plan with €490 minimum monthly fee, €0.1% minimum €2 euro-zone pay-in. Card issuing from €25, m
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Key features
IBAN accounts with multicurrency support
SEPA instant and SCT payments
Cross-border and SWIFT payments
Currency exchange in 80+ currencies
Virtual and physical debit cards
Card acquiring for VISA and Mastercard
Open banking with fast direct bank transfers
Recurring payment subscriptions
White-label digital wallets
Compliance and fraud prevention built-in
Mobile credit card processing
ACH payment processing
Point of sale systems
Virtual terminal merchant services
Chargeback prevention services
Merchant fraud protection
Embedded payments
Virtual card issuing
NaviGo resource hub with Q&A forums and marketing tools
What makes it different
Single set of APIs for all financial services
Pan-European EMI license covering entire EEA
8 seconds average automated onboarding
Compliance handling included in service
ISO 27001 and ISO 22301 certified security
Lifetime residuals secured by ironclad contracts that protect earnings even if the company is sold
24/7 US-based support from Tempe, Arizona
Transparent true splits where agents earn stated percentage of 100% of revenue generated
Custom solutions created specifically for agent and merchant needs