Daily Banking: Tree plan with €9.50 minimum monthly fee, €0.25 euro-zone pay-out, €20 cross-border payments. Forest plan with €295 minimum monthly fee, €0.04% euro-zone pay-in and pay-out (1-200€). Jungle plan with €490 minimum monthly fee, €0.1% minimum €2 euro-zone pay-in. Card issuing from €25, m
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Key features
IBAN accounts with multicurrency support
SEPA instant and SCT payments
Cross-border and SWIFT payments
Currency exchange in 80+ currencies
Virtual and physical debit cards
Card acquiring for VISA and Mastercard
Open banking with fast direct bank transfers
Recurring payment subscriptions
White-label digital wallets
Compliance and fraud prevention built-in
Personalized financial insights and recommendations based on customer transaction data
Transaction Intelligence that creates unified financial context across banking channels
Banking Console for relationship managers to identify and prioritize customer engagement
AI governance and full-lifecycle model management
Spending pattern analysis and cash flow intelligence
Enterprise-grade secure infrastructure for banking environments
Integration with core banking systems and Open Banking data
Engage Suite for personalized customer experiences across digital channels
Enterprise Studio for designing and activating customer journeys
What makes it different
Single set of APIs for all financial services
Pan-European EMI license covering entire EEA
8 seconds average automated onboarding
Compliance handling included in service
ISO 27001 and ISO 22301 certified security
Reaches over 150 million monthly banking users, enabling massive scale for financial institutions
Transforms transaction data into actionable financial intelligence using AI and machine learning
Enables banks to drive measurable business outcomes including deposit growth and customer engagement
Serves hundreds of financial institutions globally from major banks to community credit unions
Proven track record with leading global banks including BMO, Santander, Huntington, and KBC
ConnectPay
Personetics