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Cove vs Owned Map

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Cove compared with Owned Map
DetailCove logo CoveOwned Map logo Owned Map
What it doesAI-powered personal finance app that tracks spending, manages subscriptions, lowers bills, and grows net worth in one place Track every asset you own on one interactive map
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Free trial
PricingFree plan with one linked institution; Premium includes unlimited linked institutions, bill negotiation, hands-off subscription cancellation, advanced investment insights, smart notifications, and priority support. A success-based fee applies for bill negotiation only if Cove saves money. Free tier: $0 for 3 assets. Paid: $47/month for 3 assets; additional assets cost $15/month for assets 4-10, $10/month for assets 11-25, and $5/month from asset 26 onwards. Maximum 100 assets at $677/month. Yearly plan saves 30%: $394.80/year for 3 assets. 7-day free trial requires card.
Key features
  • Bill negotiation with AI agent that calls providers on user's behalf
  • Automatic subscription finding and tracking across all linked accounts
  • AI-generated budgets based on real spending with category alerts
  • Automatic transaction categorization and spending pattern analysis
  • AI-powered savings goals with target, timeline, and progress tracking
  • Expense splitting with partners and roommates for shared costs
  • Interactive global map with globe and country views
  • Track property, vehicles, boats, aircraft, land, parking and equipment
  • View value, income, expenses, yield and net worth for each asset
  • Attach documents such as deeds and insurance
  • Set reminders for renewals
  • Track loans and mortgages with debt details
  • Export data as PDF, Excel or CSV reports
  • Performance ranking showing returns across portfolio
  • Upload deed, invoice or contract to auto-fill asset details
  • Create private read-only sharing links for accountants or partners
What makes it different
  • AI agent that actively negotiates bills on user's behalf rather than just tracking
  • Hands-off subscription cancellation where Cove contacts providers for Premium members
  • Natural language AI assistant to ask questions about spending and budget
  • Success-based pricing for bill negotiation—pay only if money is saved
  • One interactive map showing all asset types together
  • Values come from you, not market estimates, ensuring accuracy to your beliefs
  • No bank logins required or personal data collection
  • Tracks ownership share for properties held with partners
  • Works across multiple countries with globe and country views
Community votes00
DR (Domain Rating by Ahrefs)9 +2 (up) since last check2 +2 (up) since last check
Trust Flow (Majestic)05
Citation Flow (Majestic)1021
Referring domains (Majestic)610

5 details filled in for both companies.

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