AI-powered personal finance app that tracks spending, manages subscriptions, lowers bills, and grows net worth in one place
Check if you're posted on private dating discussion platforms before it impacts your reputation
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
US
Pricing model
Freemium
Paid
Pricing
Free plan with one linked institution; Premium includes unlimited linked institutions, bill negotiation, hands-off subscription cancellation, advanced investment insights, smart notifications, and priority support. A success-based fee applies for bill negotiation only if Cove saves money.
The Scan: $59 one-time (one search of both platforms). The Watch: $99 for 3 months (up to 6 checks). The Shield: $239 per year (up to 52 checks). No subscriptions or auto-renewal.
Key features
Bill negotiation with AI agent that calls providers on user's behalf
Automatic subscription finding and tracking across all linked accounts
AI-generated budgets based on real spending with category alerts
Automatic transaction categorization and spending pattern analysis
AI-powered savings goals with target, timeline, and progress tracking
Expense splitting with partners and roommates for shared costs
Manual search of Tea App and AWDTSG Facebook groups by a real person
Screenshots and screen recordings as proof of the search
Reports delivered within hours, not days
Completely confidential with no contact to third parties
Free removal guides for Tea App and AWDTSG posts
24-hour refund guarantee for late reports
Data deletion after report delivery
What makes it different
AI agent that actively negotiates bills on user's behalf rather than just tracking
Hands-off subscription cancellation where Cove contacts providers for Premium members
Natural language AI assistant to ask questions about spending and budget
Success-based pricing for bill negotiation—pay only if money is saved
Real people conduct searches by hand, not automated scripts
100% confidentiality with no subscription model
Founded by someone who experienced being posted about themselves
Searches both Tea App and AWDTSG with documented proof of where looked
Cove
Shield Date