AI-native insurance broker for comparing home, umbrella, auto, and renters coverage
Conversational AI platform for insurance
Stage
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Founded
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Based in
US
GB
Pricing model
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Pricing
Free: public developer docs, calculators, and tools. Insurance premiums: quote-based, depending on coverage line, state, carrier, and risk profile. Annual billing typical for personal umbrella products.
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Key features
Delegated umbrella purchase workflow
Delegated homeowners quote workflow
Read-only insurance calculators and agent finder
Public developer portal with OpenAPI
AI-guided intake for personalized coverage
Carrier price comparison tool
Agent finder by city
Quote integration for agents and developers
Conversational First experience for buying and managing policies
Real-time digital conversation interface
Automated pre-sale underwriting
Enhanced pricing precision tools
Reduce expense ratios through 1:5000 customer agents to policyholders ratio
Lower loss ratios through improved risk management
Highly scalable platform for efficiency and growth
Product policy neutral design for multiple insurance types
What makes it different
No sold leads - transparent brokerage model
Licensed broker on the other end, not just automated tools
Peppercorn