Credit-IQ vs payed.me

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Credit-IQ compared with payed.me
Detail	Credit-IQ	payed.me
What it does	Automate accounts receivable management and get paid faster	Free, powerful invoicing for small businesses
Stage	Established	Not given
Founded	Not given	Not given
Based in	GB	GB
Pricing model	Freemium	Freemium
Pricing	Small: £55/month + VAT (monthly) or £49/month (annual, £594/year + VAT); Medium: £99/month + VAT (monthly) or £89/month (annual, £1,069/year + VAT); Large: £135/month + VAT (monthly) or £121/month (annual, £1,458/year + VAT)	Free plan: $0/month with 5 invoices per month, 3 saved clients, 1 team member, 1 invoice template. Basic: $9.99/month (or $8.33/month billed yearly at $99.99) with 100 invoices per month, 25 saved clients, 2 team members, 2 invoice templates. Professional: $19.99/month (or $16.67/month billed yearly
Key features	Automated payment reminders in 8 languages Customisable workflow templates and branding Centralised task management for AR workflows Real-time AR dashboard and reporting Professional final demand letters Integration with Xero, QuickBooks, NetSuite and other ERP systems Professional debt collection escalation through Atradius Mobile-optimised access Multi-currency support in GBP, EUR, and USD Customisable company branding on reminders and letters	Create invoices with custom numbering and templates AI assistant for invoicing and quote management Accept credit and debit card payments on invoices Automatic payment reminders for overdue invoices Time and expense tracking with automatic invoicing Inventory and stock management with purchase requests Team collaboration with role-based access controls Multi-currency invoicing and payment processing Financial reports and revenue tracking by customer Issue receipts and credit notes linked to invoices
What makes it different	Get paid up to 30% faster with automated workflows Powered by Atradius with over 100 years of debt collection expertise Reminders available in 8 languages for international operations No manual follow-ups or spreadsheets needed Seamless integration with major accounting software	Automatic invoicing of tracked time, expenses and mileage in one step Free plan includes 5 invoices per month with no credit card required All plans include online payments, quotes, and automatic reminders Client data never shared with AI provider for privacy protection
Community votes	0	0
DR (Domain Rating by Ahrefs)	30 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	29	2
Citation Flow (Majestic)	21	21
Referring domains (Majestic)	135	16

6 details filled in for both companies.

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