| What it does | Real-time billing infrastructure for AI products
| Private markets investing platform offering real estate loans, notes, and emerging alternative investments
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| Stage | Not given
| Established
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| Founded | Not given
| 2013
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| Based in | US
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available.
| Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
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| Key features | - Real-time usage metering and authorization before costs are incurred
- Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
- Branded customer billing portal with self-service top-ups and history
- Per-customer profitability analytics and event-level cost tracking
- Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
- Hard budget ceilings per customer, agent, or team with real-time enforcement
- Automatic top-up functionality when balance falls below customer-set threshold
- MCP server integration for AI coding tools without backend required
- REST API, OpenAPI spec, SDKs, and webhooks for developers
| - Individual real estate loan selection with 10-18% target IRR
- Auto Finance Portfolio with 13.6% target net IRR for accredited investors
- Music Royalties Portfolio offering 7% fixed annualized return
- Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
- Portfolio tracking and real-time performance monitoring
- Automated monthly interest payments to investors
- Mobile app for browsing and managing investments on the go
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| What makes it different | - Real-time billing for usage incurred in milliseconds, not month-end invoicing
- No revenue percentage cuts or payment processing markups, only per-wallet fees
- Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
- Originated from Revenew platform that analyzed $1B/month in revenue
| - 100% repayment track record on real estate-backed notes since platform inception
- First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
- Over 13 years of operating history managing real estate investments since 2013
- Direct origination and underwriting rather than marketplace model
- Verified residential collateral and first- or second-lien security on every loan
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 18 ● no change since last check | 49 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 18 | 19 |
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| Citation Flow (Majestic) | 33 | 32 |
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| Referring domains (Majestic) | 685 | 595 |
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Credyt™
Groundfloor