AI-powered underwriting platform for direct lenders
Stage
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Founded
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Based in
US
US
Pricing model
Freemium
Contact for pricing
Pricing
Free tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available.
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Key features
Real-time usage metering and authorization before costs are incurred
Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
Branded customer billing portal with self-service top-ups and history
Per-customer profitability analytics and event-level cost tracking
Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
Hard budget ceilings per customer, agent, or team with real-time enforcement
Automatic top-up functionality when balance falls below customer-set threshold
MCP server integration for AI coding tools without backend required
REST API, OpenAPI spec, SDKs, and webhooks for developers
Instant decisions in under 250 milliseconds
Hunt Score explainable credit risk score
Custom risk models with automatic retraining
Fair lending and ECOA/FCRA compliance
Fraud detection with 99.7% catch rate
Bank and income verification
Background checks and identity verification
REST API with SDKs for six languages
Document collection and OCR
Portfolio analytics and collections workflow
What makes it different
Real-time billing for usage incurred in milliseconds, not month-end invoicing
No revenue percentage cuts or payment processing markups, only per-wallet fees
Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
Originated from Revenew platform that analyzed $1B/month in revenue
Approves 34% more applicants with 50%+ lower default rates