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Credyt™ vs Kilde

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Credyt™ compared with Kilde
DetailCredyt™ logo Credyt™Kilde logo Kilde
What it doesReal-time billing infrastructure for AI products Private credit investment platform for accredited investors
StageNot given Established
FoundedNot given 2019
Based inUS SG
Pricing modelFreemium Paid
PricingFree tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available. Fixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size
Key features
  • Real-time usage metering and authorization before costs are incurred
  • Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
  • Branded customer billing portal with self-service top-ups and history
  • Per-customer profitability analytics and event-level cost tracking
  • Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
  • Hard budget ceilings per customer, agent, or team with real-time enforcement
  • Automatic top-up functionality when balance falls below customer-set threshold
  • MCP server integration for AI coding tools without backend required
  • REST API, OpenAPI spec, SDKs, and webhooks for developers
  • Monthly coupon payments
  • Real-time investment dashboards
  • Collateral-backed investments (1.6x coverage)
  • Early redemption options
  • Multi-currency investment (SGD, USD, EUR)
  • Flexible investment terms (3-36 months)
  • Joint account support
  • Auto-Invest strategies
  • Human advisor access
What makes it different
  • Real-time billing for usage incurred in milliseconds, not month-end invoicing
  • No revenue percentage cuts or payment processing markups, only per-wallet fees
  • Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
  • Originated from Revenew platform that analyzed $1B/month in revenue
  • MAS-licensed platform with strict regulatory compliance
  • Fixed 10-15% annual returns with low market correlation
  • Transparent flat 0.5% annual fee regardless of investment size
  • Rapid onboarding in 3 minutes via SingPass
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 no change since last check28 no change since last check
Trust Flow (Majestic)1813
Citation Flow (Majestic)3329
Referring domains (Majestic)685155

6 details filled in for both companies.

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