| What it does | Real-time billing infrastructure for AI products
| Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
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| Stage | Not given
| Startup
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| Founded | Not given
| 2026
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| Based in | US
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available.
| Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
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| Key features | - Real-time usage metering and authorization before costs are incurred
- Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
- Branded customer billing portal with self-service top-ups and history
- Per-customer profitability analytics and event-level cost tracking
- Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
- Hard budget ceilings per customer, agent, or team with real-time enforcement
- Automatic top-up functionality when balance falls below customer-set threshold
- MCP server integration for AI coding tools without backend required
- REST API, OpenAPI spec, SDKs, and webhooks for developers
| - Promissory note generation from loan terms
- Amortization schedule computation
- Payment confirmation by both parties
- E-signature with document hashing
- Payment reminders before due dates
- Bank debit collection on Standard plan
- Loan modification and forgiveness agreements
- Write-off record for unpaid loans
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| What makes it different | - Real-time billing for usage incurred in milliseconds, not month-end invoicing
- No revenue percentage cuts or payment processing markups, only per-wallet fees
- Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
- Originated from Revenew platform that analyzed $1B/month in revenue
| - Append-only, hash-chained ledger that cannot be secretly altered
- Never holds funds or acts as a financial institution
- Legally-structured promissory notes with all required terms
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | 18 ● no change since last check | Not checked yet ● no change since last check |
| Trust Flow (Majestic) | 18 | 1 |
| Citation Flow (Majestic) | 33 | 22 |
| Referring domains (Majestic) | 685 | 7 |