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Credyt™ vs NoteHouse

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Credyt™ compared with NoteHouse
DetailCredyt™ logo Credyt™NoteHouse logo NoteHouse
What it doesReal-time billing infrastructure for AI products Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
StageNot given Startup
FoundedNot given 2026
Based inUS US
Pricing modelFreemium Freemium
PricingFree tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available. Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features
  • Real-time usage metering and authorization before costs are incurred
  • Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
  • Branded customer billing portal with self-service top-ups and history
  • Per-customer profitability analytics and event-level cost tracking
  • Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
  • Hard budget ceilings per customer, agent, or team with real-time enforcement
  • Automatic top-up functionality when balance falls below customer-set threshold
  • MCP server integration for AI coding tools without backend required
  • REST API, OpenAPI spec, SDKs, and webhooks for developers
  • Promissory note generation from loan terms
  • Amortization schedule computation
  • Payment confirmation by both parties
  • E-signature with document hashing
  • Payment reminders before due dates
  • Bank debit collection on Standard plan
  • Loan modification and forgiveness agreements
  • Write-off record for unpaid loans
What makes it different
  • Real-time billing for usage incurred in milliseconds, not month-end invoicing
  • No revenue percentage cuts or payment processing markups, only per-wallet fees
  • Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
  • Originated from Revenew platform that analyzed $1B/month in revenue
  • Append-only, hash-chained ledger that cannot be secretly altered
  • Never holds funds or acts as a financial institution
  • Legally-structured promissory notes with all required terms
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)181
Citation Flow (Majestic)3322
Referring domains (Majestic)6857

6 details filled in for both companies.

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