| What it does | Real-time billing infrastructure for AI products
| The credit card that pays you in real gold
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| Stage | Not given
| MVP
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| Founded | Not given
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| Based in | US
| US
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| Pricing model | Freemium
| Paid
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| Pricing | Free tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available.
| Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
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| Key features | - Real-time usage metering and authorization before costs are incurred
- Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
- Branded customer billing portal with self-service top-ups and history
- Per-customer profitability analytics and event-level cost tracking
- Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
- Hard budget ceilings per customer, agent, or team with real-time enforcement
- Automatic top-up functionality when balance falls below customer-set threshold
- MCP server integration for AI coding tools without backend required
- REST API, OpenAPI spec, SDKs, and webhooks for developers
| - Invest in allocated physical gold stored in COMEX-approved vault
- Borrow up to 65% of gold value at 7.99%–9.99% APR
- Earn 1–5% physical gold rewards on card purchases
- Fully insured gold holdings through Lloyd's of London
- Gold redemption within 28 days or physical delivery
- Works as regular Visa/Mastercard worldwide
- Real-time gold valuations from Bullion Market pricing
- Ownership Certificate documenting allocated gold holdings
- Two entry paths: start with gold or start with card
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| What makes it different | - Real-time billing for usage incurred in milliseconds, not month-end invoicing
- No revenue percentage cuts or payment processing markups, only per-wallet fees
- Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
- Originated from Revenew platform that analyzed $1B/month in revenue
| - Earn real physical gold on everyday card spending instead of cash back
- Use gold as collateral for lower-rate credit without selling it
- Card tier and credit line determined by gold holdings, not spending or fees
- Allocated gold held in your name with independent custody and property-rights protection
- Flexible entry: start with purchasing gold or applying for card first
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 18 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 18 | 0 |
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| Citation Flow (Majestic) | 33 | 10 |
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| Referring domains (Majestic) | 685 | 2 |
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Credyt™
PARROLI