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Credyt™ vs PayCow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Credyt™ compared with PayCow
DetailCredyt™ logo Credyt™ PayCow
What it doesReal-time billing infrastructure for AI products One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Paid
PricingFree tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available. Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.
Key features
  • Real-time usage metering and authorization before costs are incurred
  • Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
  • Branded customer billing portal with self-service top-ups and history
  • Per-customer profitability analytics and event-level cost tracking
  • Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
  • Hard budget ceilings per customer, agent, or team with real-time enforcement
  • Automatic top-up functionality when balance falls below customer-set threshold
  • MCP server integration for AI coding tools without backend required
  • REST API, OpenAPI spec, SDKs, and webhooks for developers
  • Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20
  • Digital delivery of files up to 50 MB and license keys after confirmed payment
  • Branded storefronts at /store/your-brand with product catalogs and checkout
  • Searchable PayCow Marketplace for product discovery
  • Multi-chain RPC node polling for deterministic payment confirmation
  • Multiple destination wallet support with unique serial identifiers for routing
  • Automated webhook notifications with HMAC-SHA256 cryptographic signatures
  • Fixed monthly pricing model with 0% transaction commission
What makes it different
  • Real-time billing for usage incurred in milliseconds, not month-end invoicing
  • No revenue percentage cuts or payment processing markups, only per-wallet fees
  • Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
  • Originated from Revenew platform that analyzed $1B/month in revenue
  • 0% transaction commission with fixed monthly plans, keeping more per payment as volume grows
  • Funds route directly to merchant wallets with no custodial intermediary holding assets
  • Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard
  • Built-in live stream donation alerts for streamers using OBS or Streamlabs
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 no change since last check2 +2 (up) since last check
Trust Flow (Majestic)182
Citation Flow (Majestic)3318
Referring domains (Majestic)6856

5 details filled in for both companies.

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