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Credyt™ vs uSMART SG

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Credyt™ compared with uSMART SG
DetailCredyt™ logo Credyt™ uSMART SG
What it doesReal-time billing infrastructure for AI products Smart Trading Easy Investing
StageNot given Established
FoundedNot given Not given
Based inUS SG
Pricing modelFreemium Paid
PricingFree tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available. US stocks: from USD $0 commission. SG stocks: from 0.020% of transaction amount. HK stocks: from 0.024% of transaction amount. US options: USD $0 commission per contract, USD $0.40 platform fee per contract (no minimum fees). Futures: USD $0 platform fees, commissions from USD $0.99.
Key features
  • Real-time usage metering and authorization before costs are incurred
  • Multi-asset wallets supporting USD, tokens, GPU hours, or custom units
  • Branded customer billing portal with self-service top-ups and history
  • Per-customer profitability analytics and event-level cost tracking
  • Support for usage-based, subscription, hybrid, credits, and seat-based pricing models
  • Hard budget ceilings per customer, agent, or team with real-time enforcement
  • Automatic top-up functionality when balance falls below customer-set threshold
  • MCP server integration for AI coding tools without backend required
  • REST API, OpenAPI spec, SDKs, and webhooks for developers
  • Zero commission US stock trading
  • Free real-time Level 2 US market data with 60 levels
  • Fractional shares trading from USD $1
  • 11 advanced order types including Grid Trading
  • Regular savings plan for automated investing
  • Multiple options trading strategies
  • 24/5 trading for index options (SPX, VIX, XSP)
  • Daily stock picks and featured strategies
  • Community learning zone with educational resources
What makes it different
  • Real-time billing for usage incurred in milliseconds, not month-end invoicing
  • No revenue percentage cuts or payment processing markups, only per-wallet fees
  • Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp
  • Originated from Revenew platform that analyzed $1B/month in revenue
  • Zero commission on US stocks and options with transparent fee structure
  • Advanced intelligent trading tools like Grid Trading and automated order types
  • Free lifetime real-time Level 2 market data with 60 levels of depth
  • Fractional shares trading from just USD $1 for portfolio diversification
  • Near 24-hour index options trading and regulated by MAS
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 no change since last check35 no change since last check
Trust Flow (Majestic)1818
Citation Flow (Majestic)3332
Referring domains (Majestic)685115

6 details filled in for both companies.

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