Currency API vs Payset

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Currency API compared with Payset
Detail	Currency API	Payset
What it does	Real-time Currency Conversion API for developers	Multi-currency business accounts for fast international payments and smarter FX
Stage	Established	Established
Founded	2019	2018
Based in	GB	GB
Pricing model	Freemium	Freemium
Pricing	Not given	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris
Key features	Live exchange rates for 166 currencies JSON and XML response formats Historical data back to year 2000 API Playground for testing requests Analytics and monitoring dashboard Team management and API key management IP whitelisting and blacklisting SDKs for multiple programming languages Multiple API endpoints including convert and timeframe	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)
What makes it different	330 edge locations worldwide for ultra-low latency Handles over 50 million monthly requests 99.9% uptime guarantee Average response time of ~50 milliseconds Free plan available for hobby projects and open-source	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	35 no change since last check	39 no change since last check
Trust Flow (Majestic)	17	29
Citation Flow (Majestic)	32	22
Referring domains (Majestic)	306	701

7 details filled in for both companies.

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