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Currencylayer vs PayCow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Currencylayer compared with PayCow
Detail Currencylayer PayCow
What it doesReal-time JSON API for 168 World Currencies One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet
StageNot given Not given
FoundedNot given Not given
Based inAT Not given
Pricing modelFreemium Paid
PricingFree plan with 100 daily API calls; paid plans from USD 14.99/month (Basic with 10,000 requests) to USD 99.99/month (Enterprise+ with 500,000 requests); custom enterprise pricing available. Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.
Key features
  • Real-time currency exchange rates
  • Historical exchange rates
  • Currency conversion
  • 168 world currencies and precious metals
  • JSON API format
  • HTTPS encryption
  • Source currency switching
  • Bid/Ask spread data
  • Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20
  • Digital delivery of files up to 50 MB and license keys after confirmed payment
  • Branded storefronts at /store/your-brand with product catalogs and checkout
  • Searchable PayCow Marketplace for product discovery
  • Multi-chain RPC node polling for deterministic payment confirmation
  • Multiple destination wallet support with unique serial identifiers for routing
  • Automated webhook notifications with HMAC-SHA256 cryptographic signatures
  • Fixed monthly pricing model with 0% transaction commission
What makes it different
  • Update frequency from 60 seconds to hourly depending on plan
  • 19 years of historical exchange rate data
  • Free plan with no credit card required
  • 0% transaction commission with fixed monthly plans, keeping more per payment as volume grows
  • Funds route directly to merchant wallets with no custodial intermediary holding assets
  • Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard
  • Built-in live stream donation alerts for streamers using OBS or Streamlabs
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)70 no change since last check2 +2 (up) since last check
Trust Flow (Majestic)272
Citation Flow (Majestic)3518
Referring domains (Majestic)31216

5 details filled in for both companies.

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