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Currencylayer vs PayRam

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Currencylayer compared with PayRam
Detail CurrencylayerPayRam logo PayRam
What it doesReal-time JSON API for 168 World Currencies Self-hosted payment gateway for accepting card and crypto payments without third-party intermediaries
StageNot given Not given
FoundedNot given Not given
Based inAT Not given
Pricing modelFreemium Open source
PricingFree plan with 100 daily API calls; paid plans from USD 14.99/month (Basic with 10,000 requests) to USD 99.99/month (Enterprise+ with 500,000 requests); custom enterprise pricing available. Not given
Key features
  • Real-time currency exchange rates
  • Historical exchange rates
  • Currency conversion
  • 168 world currencies and precious metals
  • JSON API format
  • HTTPS encryption
  • Source currency switching
  • Bid/Ask spread data
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
What makes it different
  • Update frequency from 60 seconds to hourly depending on plan
  • 19 years of historical exchange rate data
  • Free plan with no credit card required
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)70 no change since last check45 −3 (down) since last check
Trust Flow (Majestic)279
Citation Flow (Majestic)3536
Referring domains (Majestic)3121345

4 details filled in for both companies.

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