Pay off debt and build savings, one small move a week
Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage
MVP
Established
Founded
Not given
2021
Based in
Not given
UA
Pricing model
Free
Not given
Pricing
Free during beta period
Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
One small weekly move picked from your spending categories
Rock visualization showing progress toward debt payoff or savings goal
Gamified motivation with an ox character that represents momentum
No budget categories or envelopes to manage
Flexible missed week handling with consistent targets
Debt mode for paying off debt
Saver mode for building emergency funds
Consolidate bank accounts, cards, cash and crypto in one dashboard
Voice, text and receipt photo expense recording with Surikat AI
Budget tracking with spending pace alerts
Days Supply calculator on iPhone and Mac
Annual spending heat map and analytics
Shared spaces for families and couples
Support for 8 crypto exchanges and wallets
Multi-currency conversion to hryvnia
AES-256-GCM end-to-end encryption
What makes it different
One single actionable move per week instead of complex budgeting
Gamified approach that makes progress visible and motivating
Designed specifically to fill the gap between noticing financial stress and taking action
Works without bank connections and can be cancelled anytime
Voice and photo receipt expense recording with AI categorization
Consolidated view of all money sources with single hryvnia conversion
Days Supply metric showing days until money runs out
End-to-end encryption with data stored only in EU
No data selling or AI model training on user information
Debtox
Degroshi