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THIS SESSION · FINTECH · MONEY TOOLS

Degroshi vs Larch

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Degroshi compared with Larch
DetailDegroshi logo DegroshiLarch logo Larch
What it doesTrack all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia Household money app for Canadian couples
StageEstablished MVP
Founded2021 Not given
Based inUA CA
Pricing modelNot given Free
PricingFree tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free. Not given
Key features
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
  • Net worth tracking for household and each partner
  • TFSA, RRSP, and FHSA contribution room tracking
  • CSV and PDF statement import
  • Automatic transaction categorization
  • Duplicate detection
  • Partner invitation and shared view
  • Recurring bill and income detection
  • Account transfer pairing
  • Two-factor sign-in and Face ID or passkey options
What makes it different
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
  • Shows net worth with complete arithmetic and accounting
  • Canadian tax account room automatically updated
  • Takes about ten minutes per month
  • Handles complex household situations like rental suites and side businesses
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)00
Referring domains (Majestic)00

5 details filled in for both companies.

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