Degroshi vs Lunda

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Degroshi compared with Lunda
Detail	Degroshi	Lunda
What it does	Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia	A planning calendar for your money: bills, paydays and payments on their days, with the balance each day leaves you, weeks and months ahead.
Stage	Established	Not given
Founded	2021	Not given
Based in	UA	Not given
Pricing model	Not given	Freemium
Pricing	Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.	Free: The calendar with one calendar, repeating items, notes, search, computer and phone access, and calendar app import. Paid yearly: $69 USD a year (save 18%), includes Cash Flow Forecast, What-If Scenarios, Debt Planner, Savings Planner, Investment Planner, Card Rewards Optimizer, Challenges, Rep
Key features	Consolidate bank accounts, cards, cash and crypto in one dashboard Voice, text and receipt photo expense recording with Surikat AI Budget tracking with spending pace alerts Days Supply calculator on iPhone and Mac Annual spending heat map and analytics Shared spaces for families and couples Support for 8 crypto exchanges and wallets Multi-currency conversion to hryvnia AES-256-GCM end-to-end encryption	Calendar view of bills, paydays and planned payments Debt Planner to turn payments into a payoff plan with target month Savings Planner with goal dates and target paydays What-If Scenarios to test purchases before committing Integration with Lunch Money and YNAB Investment Planner for tracking investment goals Card Rewards Optimizer to maximize rewards Multi-currency calendar support
What makes it different	Voice and photo receipt expense recording with AI categorization Consolidated view of all money sources with single hryvnia conversion Days Supply metric showing days until money runs out End-to-end encryption with data stored only in EU No data selling or AI model training on user information	See your exact balance every day for weeks and months ahead, not just today Works standalone without connecting to other apps; integrations are optional Free plan with full calendar forever after 14-day trial of all features Phone app coming soon for iPhone and Android; web version works in phone browser today
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	10 no change since last check
Trust Flow (Majestic)	0	3
Citation Flow (Majestic)	0	13
Referring domains (Majestic)	0	4

4 details filled in for both companies.

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