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THIS SESSION · FINTECH · MONEY TOOLS

Divido vs My Instincts

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Divido compared with My Instincts
DetailDivido logo DividoMy Instincts logo My Instincts
What it doesSplit bills. Keep friends. Private expense tracker built from bank, UPI, and card notifications
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree to use with up to 10 expenses per day. One-time $14.99 purchase for unlimited transactions. Referred friends can unlock for $9.99. Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
Key features
  • Add and log shared expenses in seconds
  • Equal or custom split amounts
  • Receipt scanning
  • View balance at a glance
  • Mark debts settled with one tap
  • Group organization
  • Available in 6 languages
  • Works on iOS and Android
  • Parse bank, UPI, and card notifications into spending records
  • Weekly and monthly spending totals
  • Track bills, subscriptions, and refunds
  • Link amounts to source notifications for verification
  • Distinguish transfers and income from spending
  • Quick cash entry without notification trigger
  • On-device questions about spending answered locally
  • Optional encrypted backup to personal cloud storage
  • Home screen widget (Pro)
What makes it different
  • No recurring fees or subscriptions
  • Free to use with optional one-time purchase
  • Clean interface showing exactly what you owe and are owed
  • No SMS permission, bank login, or account creation required
  • All data processed and stored locally on device
  • No server receives transaction data or sells spending information
  • Verify data yourself by tapping to see source notifications
  • Optional app lock with PIN or biometrics for additional security
Community votes00
DR (Domain Rating by Ahrefs)17 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)40
Citation Flow (Majestic)80
Referring domains (Majestic)20

4 details filled in for both companies.

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