Free with optional in-app purchases. Pro available as monthly subscription (renews automatically unless canceled), yearly subscription, or Lifetime one-time purchase. Prices vary by App Store region and local currency. See App Store for current pricing.
Key features
Mutual consent requirement for all shared transactions
Multiple independent ledgers with same person
Global currency support
Offline functionality with auto-sync
Real-time financial pyramid display
Excel export for ledgers
Device session management
Private personal expense tracking
Verified user authentication
Enterprise-grade encryption
Automatic Apple Wallet transaction tracking via iOS Shortcuts automation
Receipt scanning with OCR for merchant, amount, tax and line items
Manual expense entry with categories and search
Multi-currency support across over 15 currencies
Weekly and monthly spending analytics
Budget tracking and savings goals
Subscription renewal tracker with upcoming renewal alerts
Manual loan tracking with payment reminders
Data export in CSV, PDF and XLSX formats (Pro)
Premium AI financial insights and pattern analysis (Pro)
What makes it different
Only app requiring mutual consent for shared transactions
Complete offline independence
100% cookieless and ad-free
Supports 9 languages worldwide
Private wallet for personal finances
No bank login required or Plaid integration needed
Captures eligible Apple Pay transactions automatically without reading complete wallet history
DueTrace
Monetor