Free for core features. Premium available as monthly subscription, yearly subscription, or one-time lifetime purchase. Premium subscriptions include a free week trial.
Key features
Mutual consent requirement for all shared transactions
Multiple independent ledgers with same person
Global currency support
Offline functionality with auto-sync
Real-time financial pyramid display
Excel export for ledgers
Device session management
Private personal expense tracking
Verified user authentication
Enterprise-grade encryption
Debt payoff tracking with snowball and avalanche methods
Bill and payment reminders
Home screen widgets and Siri voice commands
Supports 44 languages and all major currencies
Shared budgets and goals with family or partners
What makes it different
Only app requiring mutual consent for shared transactions
Complete offline independence
100% cookieless and ad-free
Supports 9 languages worldwide
Private wallet for personal finances
Shows the exact month you'll be debt-free
Data stored only on your iPhone and iCloud, not Spendry's servers
Works offline with local calculations
Automatic reminders for bills, cards and subscriptions even when app is closed