Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Key features
Mutual consent requirement for all shared transactions
Multiple independent ledgers with same person
Global currency support
Offline functionality with auto-sync
Real-time financial pyramid display
Excel export for ledgers
Device session management
Private personal expense tracking
Verified user authentication
Enterprise-grade encryption
Available: calculates spending capacity across all accounts
Zenith Index: personal spending health metric from 0 to 100
Simulator shows financial position over 6, 12 or 24 months
Budgets and money boxes for spending control
Transaction history and quick entry
Charts and financial analytics
iCloud sync and encrypted backup
Credit card management with statement tracking
App lock and privacy controls
What makes it different
Only app requiring mutual consent for shared transactions
Complete offline independence
100% cookieless and ad-free
Supports 9 languages worldwide
Private wallet for personal finances
One-time purchase instead of subscription
No bank connection or accounts required
Available metric shows true spending capacity across all accounts
Personal Zenith Index compares you to yourself, not others
Native apps for Mac with full keyboard and menu support