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THIS SESSION · FINTECH · MONEY TOOLS

Emma vs Quathos

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Emma compared with Quathos
Detail EmmaQuathos logo Quathos
What it doesBudget app to track bills, manage subscriptions, and take control of your money Software ecosystem for field operations and on-demand development
StageNot given Startup
FoundedNot given 2026
Based inGB US
Pricing modelNot given Paid
PricingNot given Not given
Key features
  • Account aggregation - connect 50+ UK banks
  • Bill and subscription tracking
  • Peer-to-peer payments and money requests
  • Investment accounts starting from £1
  • Rent reporting for credit building
  • Net worth tracking
  • Analytics and spending insights
  • Unified account and single sign-in across all nine products
  • CRM with Kanban pipeline and PDF proposals
  • E-signatures with audit trail and public verification
  • Transactional email with delivery certificates and hashes
  • Team chat with video meetings and external guest access
  • Domain, certificate and DNS monitoring with alerts
  • Field shift management with PPE records and role separation
  • Brazilian NFS-e invoicing with government verification
  • Responsive design with single codebase across devices
  • SMS verification codes for US, Canada and Brazil
What makes it different
  • Open banking security with user control over data access and no need to share security details
  • Custom categories and offline accounts for personalized financial tracking
  • Business account support and Spaces for managing multiple financial lives
  • Integrated investing and credit building within a single financial app
  • All products built on unified technical foundation with same methodology
  • Every change goes through code review and CI before shipping
  • Design system versioned and shared across all products
  • Offline-capable mobile app with camera, GPS and biometrics
  • Founded by production engineer with decades of field operations expertise
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)65 no change since last check30 no change since last check
Trust Flow (Majestic)290
Citation Flow (Majestic)4633
Referring domains (Majestic)204511

4 details filled in for both companies.

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