Emma vs Shelter
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Emma compared with Shelter
| Detail | E
Emma | 
Shelter |
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| What it does | Budget app to track bills, manage subscriptions, and take control of your money
| The Secure Digital Vault for What Matters Most
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | GB
| US
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| Pricing model | Not given
| Paid
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| Pricing | Not given
| $99 per year with a 30-day free trial. No additional charges for trusted contacts.
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| Key features | - Account aggregation - connect 50+ UK banks
- Bill and subscription tracking
- Peer-to-peer payments and money requests
- Investment accounts starting from £1
- Rent reporting for credit building
- Net worth tracking
- Analytics and spending insights
| - Secure cloud vault storage for accounts, assets, and wishes
- Invite up to 10 trusted contacts
- 10 GB document uploads and file attachments
- Customizable access timing for trusted contacts
- Five folder categories for organization
- Yearly update reminders
- Zero-knowledge encryption architecture
- Multi-factor authentication required for access
- Data export capability
- Timed access for deceased account holders
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| What makes it different | - Open banking security with user control over data access and no need to share security details
- Custom categories and offline accounts for personalized financial tracking
- Business account support and Spaces for managing multiple financial lives
- Integrated investing and credit building within a single financial app
| - Even employees cannot access encrypted data with zero-knowledge architecture
- One straightforward annual plan with no hidden fees
- 30-day free trial with no credit card required
- Data remains accessible for one year after subscription ends
- Full data export protection if service shuts down
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 65 ● no change since last check | 3 ● no change since last check |
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| Trust Flow (Majestic) | 29 | 3 |
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| Citation Flow (Majestic) | 46 | 17 |
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| Referring domains (Majestic) | 2045 | 27 |
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4 details filled in for both companies.
More alternatives to Emma More alternatives to Shelter