Paycheck-first envelope budgeting app for hourly and irregular income
Nepal's offline, no-login personal finance app with BS calendar and local payment tracking
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
NP
Pricing model
Freemium
Free
Pricing
Free: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools.
Not given
Key features
Timesheet logging to paycheck tracking
Unlimited envelopes (Pro/Pro+)
Debt snowball tracking
Credit card planning
Manual entry without bank connection
Bill tracking
Paycheck-month planning
Bikram Sambat and AD calendar toggle
eSewa, Khalti, connectIPS and bank integration
Lend and borrow tracking
Hyper-local expense categories
Offline functionality with no account required
Biometric app lock with fingerprint and PIN
CSV export and import
Income versus expense dashboards
Safe-to-spend indicators with progress bars
Custom bill and EMI reminders
What makes it different
Timesheet-to-paycheck pipeline not found in general budgeting apps
Paycheck-date budgeting instead of calendar-month autopilot
Debt snowball and credit card tools in same envelope workspace
Built specifically for Nepal with Bikram Sambat calendar and local payment integrations
Private by design with data stored locally, no server backend or mandatory login
Lend and borrow tracking for informal money habits common in Nepal
Time-to-value under 3 seconds with no login friction
Frictionless onboarding and export capabilities for sharing with accountants
Envelope Budget
Bhudki