Envelope Budget vs Clear Budget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Envelope Budget compared with Clear Budget
Detail	Envelope Budget	Clear Budget
What it does	Paycheck-first envelope budgeting app for hourly and irregular income	Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Freemium
Pricing	Free: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools.	Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
Key features	Timesheet logging to paycheck tracking Unlimited envelopes (Pro/Pro+) Debt snowball tracking Credit card planning Manual entry without bank connection Bill tracking Paycheck-month planning	Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods 27 currencies with live exchange rate conversion Exact contract dates and date ranges for income and expenses Automatic proration for partial periods Savings goals, emergency fund and investment growth tracking Financial picture showing income, expenses, what's left, goals and remaining balance No bank connection required Use without creating an account Bitcoin as a supported currency Multiple budgets and combined financial picture with Plus subscription
What makes it different	Timesheet-to-paycheck pipeline not found in general budgeting apps Paycheck-date budgeting instead of calendar-month autopilot Debt snowball and credit card tools in same envelope workspace	Built specifically for irregular income and contract work, not traditional monthly salaries Accurate frequency conversion that treats biweekly and twice-monthly as distinct Per-row currency support allowing mixed currencies in one budget Privacy by design with no bank connection or automatic data sync Designed for people whose finances don't fit simple monthly templates
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	10	0
Citation Flow (Majestic)	8	4
Referring domains (Majestic)	34	1

5 details filled in for both companies.

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