Envelope Budget vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Envelope Budget compared with Degroshi
Detail	Envelope Budget	Degroshi
What it does	Paycheck-first envelope budgeting app for hourly and irregular income	Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage	Not given	Established
Founded	Not given	2021
Based in	Not given	UA
Pricing model	Freemium	Not given
Pricing	Free: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools.	Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features	Timesheet logging to paycheck tracking Unlimited envelopes (Pro/Pro+) Debt snowball tracking Credit card planning Manual entry without bank connection Bill tracking Paycheck-month planning	Consolidate bank accounts, cards, cash and crypto in one dashboard Voice, text and receipt photo expense recording with Surikat AI Budget tracking with spending pace alerts Days Supply calculator on iPhone and Mac Annual spending heat map and analytics Shared spaces for families and couples Support for 8 crypto exchanges and wallets Multi-currency conversion to hryvnia AES-256-GCM end-to-end encryption
What makes it different	Timesheet-to-paycheck pipeline not found in general budgeting apps Paycheck-date budgeting instead of calendar-month autopilot Debt snowball and credit card tools in same envelope workspace	Voice and photo receipt expense recording with AI categorization Consolidated view of all money sources with single hryvnia conversion Days Supply metric showing days until money runs out End-to-end encryption with data stored only in EU No data selling or AI model training on user information
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	10	0
Citation Flow (Majestic)	8	0
Referring domains (Majestic)	34	0

4 details filled in for both companies.

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