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Envelope Budget vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Envelope Budget compared with Freeboard
DetailEnvelope Budget logo Envelope BudgetFreeboard logo Freeboard
What it doesPaycheck-first envelope budgeting app for hourly and irregular income Cash flow app for freelancers: what you can spend today
StageNot given MVP
FoundedNot given Not given
Based inNot given EE
Pricing modelFreemium Free trial
PricingFree: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools. Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features
  • Timesheet logging to paycheck tracking
  • Unlimited envelopes (Pro/Pro+)
  • Debt snowball tracking
  • Credit card planning
  • Manual entry without bank connection
  • Bill tracking
  • Paycheck-month planning
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
What makes it different
  • Timesheet-to-paycheck pipeline not found in general budgeting apps
  • Paycheck-date budgeting instead of calendar-month autopilot
  • Debt snowball and credit card tools in same envelope workspace
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check3 +1 (up) since last check
Trust Flow (Majestic)100
Citation Flow (Majestic)820
Referring domains (Majestic)346

5 details filled in for both companies.

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