Paycheck-first envelope budgeting app for hourly and irregular income
Find forgotten subscriptions before they charge you again
Stage
Not given
Startup
Founded
Not given
Not given
Based in
Not given
US
Pricing model
Freemium
Freemium
Pricing
Free: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools.
Free plan includes manual subscription tracking, renewal and trial reminders, 10 free statement scans (each covering up to 12 monthly PDF statements or a CSV export), and 10 on-device scans on iPhone and Android. Guard paid plan: $4.99/month or $2.99/month billed yearly at $35.88/year.
Key features
Timesheet logging to paycheck tracking
Unlimited envelopes (Pro/Pro+)
Debt snowball tracking
Credit card planning
Manual entry without bank connection
Bill tracking
Paycheck-month planning
Gmail subscription discovery with read-only access to find receipts, trials, and renewal notices from the last 12 months
Statement import and scanning for recurring charge detection
Renewal and trial-end reminders before charges occur
Unified dashboard showing all subscriptions, active count, monthly and yearly totals
Monthly and yearly spending overview
On-device statement scanning on iPhone and Android
Price change, cancellation, and failed payment alerts
Audit history of subscription changes while Guard is active
What makes it different
Timesheet-to-paycheck pipeline not found in general budgeting apps
Paycheck-date budgeting instead of calendar-month autopilot
Debt snowball and credit card tools in same envelope workspace
No bank login required—never shares banking credentials or connects to bank accounts
Privacy-first design with no automatic scanning or transaction feed monitoring
You remain in control—Frobly never cancels subscriptions or touches your accounts
Free plan forever with manual tracking and renewal reminders at no cost
Gmail integration with read-only access and no automatic imports—you review everything first
Envelope Budget
Frobly