Paycheck-first envelope budgeting app for hourly and irregular income
See your entire net worth in one private place
Stage
Not given
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Founded
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Based in
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Pricing model
Freemium
Free
Pricing
Free: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools.
Free base tracking features; premium features planned
Key features
Timesheet logging to paycheck tracking
Unlimited envelopes (Pro/Pro+)
Debt snowball tracking
Credit card planning
Manual entry without bank connection
Bill tracking
Paycheck-month planning
Beautiful net worth curves, allocation breakdowns, and historical trend visualizations
Backfill historical data to see your complete wealth journey
Portfolio analysis with insights into health, risk exposure, and diversification
Deep-dive into ETF holdings to see companies you own and overlaps
Set long-term goals and overlay target trajectory versus actual growth
Weekly recap and monthly reminder emails for balance updates
Track recurring subscriptions and spending by category
Convert and unify multiple currencies into one net worth number
Free financial calculators for investments, net worth, FIRE, savings rate, and rebalancing
What makes it different
Timesheet-to-paycheck pipeline not found in general budgeting apps
Paycheck-date budgeting instead of calendar-month autopilot
Debt snowball and credit card tools in same envelope workspace
100% manual tracking with no broken bank syncs or security risks from credential sharing
Complete privacy: data never sold, shared, or used to recommend products
Works with any asset type worldwide without requiring bank connections
Designed for couples and families to track household wealth in one place
Simple, reliable tool that respects your time without pushing upsells or proprietary products
Envelope Budget
MyMoneyViz