Paycheck-first envelope budgeting app for hourly and irregular income
Personal financial planning software for tech professionals
Stage
Not given
Not given
Founded
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Based in
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US
Pricing model
Freemium
Paid
Pricing
Free: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools.
Basic Plan: $200/year. Guided Plan: $2,000/year for one plan subscription.
Key features
Timesheet logging to paycheck tracking
Unlimited envelopes (Pro/Pro+)
Debt snowball tracking
Credit card planning
Manual entry without bank connection
Bill tracking
Paycheck-month planning
Advanced tax modeling for stock options, concentrated stock, QSBS, and other complex equity strategies
Monte Carlo simulation to stress-test plans across thousands of market scenarios
Financial projections across decades with instant impact analysis
Investment tracking across multiple accounts with tax treatment analysis
AI plan review to identify gaps and risks in financial strategy
1:1 plan review with 60-minute focused session with team
Financial goals management with dedicated funding strategies
Live Q&A and learning sessions hosted twice a month
What makes it different
Timesheet-to-paycheck pipeline not found in general budgeting apps
Paycheck-date budgeting instead of calendar-month autopilot
Debt snowball and credit card tools in same envelope workspace
Designed specifically for tech professionals with complex equity positions
Entirely user-supported with no affiliate marketing, third-party compensation, or product commissions
Forward-looking financial planning application rather than just spending tracking
Models complex tax implications including Roth conversions, QCDs, IRMAA, and RMDs
Envelope Budget
Nauma