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Envelope Budget vs Untilfree

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Envelope Budget compared with Untilfree
DetailEnvelope Budget logo Envelope BudgetUntilfree logo Untilfree
What it doesPaycheck-first envelope budgeting app for hourly and irregular income Your financial freedom day, counted down every midnight
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree: Up to 5 envelopes, bills, paycheck planning, guided onboarding. Pro: $12/month or $120/year with unlimited envelopes, credit card planning, JSON backup, timesheet export. Pro+: $16/month or $160/year with business and timesheet tools. Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Key features
  • Timesheet logging to paycheck tracking
  • Unlimited envelopes (Pro/Pro+)
  • Debt snowball tracking
  • Credit card planning
  • Manual entry without bank connection
  • Bill tracking
  • Paycheck-month planning
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
What makes it different
  • Timesheet-to-paycheck pipeline not found in general budgeting apps
  • Paycheck-date budgeting instead of calendar-month autopilot
  • Debt snowball and credit card tools in same envelope workspace
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check1 no change since last check
Trust Flow (Majestic)101
Citation Flow (Majestic)88
Referring domains (Majestic)344

5 details filled in for both companies.

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